01 Scope & parties
These General Terms and Conditions (“Terms”) govern the relationship between Navrox (Einzelunternehmen), Munich (“Navrox”, “we”) and you (“Customer”) when you subscribe to or use the Navrox software service.
We sell to both businesses (B2B) within the meaning of § 14 BGB and consumers (B2C) within the meaning of § 13 BGB. Where a clause applies only to one of the two, it says so explicitly. By creating an account or paying for a subscription, you accept these Terms in their current version.
We do not accept the Customer’s own terms of purchase, even if we do not separately object to them.
02 What Navrox is (and isn’t)
Navrox is software infrastructure. It provides tools for backtesting, optimization, strategy execution and prop-firm-style governance of your own algorithmic trading strategies. The software runs on infrastructure you control and connects to brokerage accounts you control.
Navrox does not provide investment advice (Anlageberatung), investment brokerage (Anlagevermittlung), portfolio management (Finanzportfolioverwaltung), proprietary trading services, trading signals, copy-trading, or any service that requires authorization under the German Banking Act (KWG) or the Securities Institutions Act (WpIG). Navrox does not hold customer funds and does not transmit orders on the Customer’s behalf to any execution venue.
The Customer is solely responsible for the strategies they build, the risk parameters they choose, the broker they connect, and the resulting trading activity and outcomes.
03 Contract conclusion
The presentation of plans on the Navrox website is an invitation to submit an offer (invitatio ad offerendum). The Customer submits a binding offer by clicking the order button labelled “Order with obligation to pay” (or equivalent wording per § 312j (3) BGB). The contract is concluded when we confirm the order by email or activate the subscription — whichever happens first.
The contract language is English. We do not separately store the contract text; you should retain your order confirmation email.
04 Pricing & VAT
All prices on the Navrox website are stated in Euro. Prices shown to consumers are gross prices including German VAT (currently 19 %) in accordance with the Price Indication Ordinance (PAngV). Prices shown to businesses are stated net and VAT is added where applicable; B2B customers within the EU with a valid VAT-ID may be invoiced under the reverse-charge procedure.
Payment is due in advance for the relevant billing period, by the payment method selected at checkout. Invoices are made available electronically.
05 Term, renewal, cancellation
The subscription begins with contract conclusion and runs for the term selected at checkout (monthly or annual).
Consumers (B2C)
In compliance with the German Fair Consumer Contracts Act (FCCA, 2022): after the end of the initial term, the subscription continues for an indefinite period and may be terminated by the consumer at any time with one month’s notice. A cancellation button (“Verträge hier kündigen”) is permanently available in the account area of logged-in consumers.
Businesses (B2B)
Business subscriptions renew automatically for the originally selected term unless terminated with one month’s notice to the end of the current term.
Termination for cause
Both parties may terminate for good cause without notice. Good cause for Navrox includes, in particular: material breach of these Terms, payment default exceeding 30 days, or use of the service in violation of § 07 below.
06 Right of withdrawal (consumers)
Consumers within the meaning of § 13 BGB have a statutory 14-day right of withdrawal. The full instruction text and the model withdrawal form are set out in our separate Right of Withdrawal page, which forms an integral part of these Terms.
Early expiry of the right of withdrawal for digital services: where the Customer expressly consents at checkout to immediate performance and acknowledges the loss of the right of withdrawal upon full performance, the right of withdrawal expires accordingly (§ 356 (4) BGB).
07 Permitted use & license
For the duration of the subscription we grant the Customer a non-exclusive, non-transferable, non-sublicensable right to use the Navrox software for their own internal trading operations.
The Customer shall not:
- resell, sublicense, or offer the service to third parties (unless explicitly licensed for prop-firm operator use under a separate plan);
- use the service to provide regulated financial services to third parties without holding the necessary licences;
- reverse-engineer the proprietary parts of the software (without prejudice to rights under § 69e UrhG);
- use the service to develop a competing product;
- circumvent technical limits, rate limits, or licence checks.
The open-source components of Navrox are licensed under their respective licences (notably Apache 2.0). These open-source licences take precedence over these Terms for the components they cover.
08 User strategies & data
The Customer retains all rights to the strategies, code, models, and data they create or upload. Navrox claims no ownership over user strategies. Navrox processes account-related personal data only as described in the Privacy Policy.
09 Availability
The cloud-hosted parts of the service (account portal, billing, documentation, optional sync features) target a monthly availability of 99.5 %, excluding planned maintenance announced in advance and force majeure. No availability guarantee applies to user-controlled components running on the Customer’s own infrastructure.
10 Warranty
We owe the service in the contractually agreed quality. Statutory warranty rights apply. For temporary defects, the Customer is entitled to a pro rata reduction of the fee.
Navrox does not warrant any particular trading result, profitability, win rate, or financial outcome. Software is a tool; outcomes depend on the Customer’s strategies, markets, broker, and execution conditions.
11 Liability
Navrox is liable without limitation for damages caused intentionally or by gross negligence, for injury to life, body or health, under the German Product Liability Act, and under any express warranty.
For damages caused by slight negligence, Navrox is liable only in the event of a breach of a material contractual obligation (cardinal duty); such liability is limited to the foreseeable damage typical for this type of contract. Liability for slight negligence is otherwise excluded.
Trading losses are not the foreseeable, typical damage of a software-tooling contract. Navrox does not accept liability for trading losses, missed gains, slippage, broker outages, or any other market-related outcomes resulting from the Customer’s use of the software.
12 Changes to terms
We may amend these Terms with reasonable notice (at least 30 days for B2C, 14 days for B2B), where doing so is necessary to reflect changes in law, in the service, or in the legal environment, and provided the amendment does not materially shift the agreed exchange of service and fee to the Customer’s disadvantage. The Customer may terminate the contract before the amendment takes effect. Silence following the notice period constitutes consent if and only if the notice expressly highlighted that consequence.
13 Governing law & jurisdiction
These Terms are governed by the laws of the Federal Republic of Germany, excluding the UN Convention on Contracts for the International Sale of Goods. Mandatory consumer-protection provisions of the consumer’s country of residence remain unaffected.
For B2B customers and customers without a general place of jurisdiction in Germany, the exclusive place of jurisdiction for all disputes arising from or in connection with these Terms is Munich.
Should any provision of these Terms be or become invalid, the validity of the remaining provisions shall not be affected.